Unclaimed money, securities, deposits and other property in Michigan
The data on this site covers unclaimed properties in the state of Michigan.
Answers to commonly asked questions can be found here
In case you have found your name or a name of your relatives on our site, please go to http://www.michigan.gov and fill the appropriate form to submit a claim for the property.
Unclaimed Property is any financial asset that has been abandoned by the owner for one or more years.
After the appropriate idle time period has elapsed without activity and in the case the owner cannot be contacted,
the company which holds the asset transfers the asset to the state.
There are multiple types of property that can be reported as unclaimed, for example: payroll proceeds, dividends, cashier's checks, mutual fund accounts, stocks, bonds or other securities, gift cards and more.
Find Unclaimed Money in Michigan
Searching Online is typically the most convenient and quickest way to locate unclaimed money.
Many states can help you perform your search or provide you with help via phone.
Call: (517) 365-5320
Inquire about your search or receive additional information from your states unclaimed property department via e-mail.
michigan unclaimed assets
This great business opportunity requires; No Experience, No Special Skills and No Special Education to start earning a great income reuniting people with their lost unclaimed money.
In the never ending search to find a legitimate way to earn money from home, many people overlook the potential of a very lucrative business opportunity. The key to a successful home based business is to provide a service that people really need. Reuniting people with their lost money is a service that people really need. Over 25 million American citizens have Unclaimed Property or also known as Unclaimed Money, sitting idle in each states lost or unclaimed money offices. Many people have never heard of this and have no idea how to go about figuring out how to find their lost unclaimed property or lost unclaimed money.
That's where you come in as a Money Locator for these American Citizens. Keep reading to find out more about the fantastic business opportuntiy that you just don't want to pass up.
Not only are the states holding onto billions of dollars in lostunclaimed money or abandoned money, but several federal agencies and non-government agencies are also holding onto billions of dollars in unclaimed money that belongs to millions of American citizens. Such as IRS unclaimed refunds; HUD refund checks; $300 million in unclaimed pension benefits; millions of dollars in unclaimed money from insurance companies demutualization back in the 70's and 80's.
My e-book "How to Start and Operate Your Own Profitable Unclaimed Money Locator Business", will show you step-by-step the process of locating these unclaimed assets or unclaimed funds being held by the various government and non government agencies, how to find the owners, and reunite them with their unclaimed assets or lost money. My e-book explains in detail how each government agency and non-government agency ends up with this lost money or lost property. It also explains how to track down the rightful owners or heirs and how to help them make a claim to their unclaimed money.
Here is a list of the approximate amount each state has in their unclaimed money accounts.
- Alabama Unclaimed Money program is over $380 million dollars
- Alaska Unclaimed Money program is over $30 million dollars
- Arizona Unclaimed Money program is over $400 million dollars
- Arkansa Unclaimed Money programis over $100 million dollars
- California Unclaimed Money program is over $5 billion dollars
- Colorado Unclaimed Money program is over $50 million dollars
- Connecticut Unclaimed Money program is millions of dollars
- Delaware Unclaimed Money program is over $100 million dollars
- Florida Unclaimed Money program is over $1 billion dollars
- Georgia Unclaimed Money program is millions of dollars
- Hawaii Unclaimed Money program is over $130 million dollars
- Idaho Unclaimed Money program is over $40 million dollars
- Illinois Unclaimed Money program is over $1.4 billion dollars
- Indiana Unclaimed Money program is over $350 million dollars
- Iowa Unclaimed Money program is million of dollars
- Kansas Unclaimed Money program is over $200 million dollars
- Kentucky Unclaimed Money program is over $150 million dollars
- Louisiana Unclaimed Money program is over $330 million dollars
- Maine Unclaimed Money program is over $131 million dollars
- Maryland Unclaimed Money program is over $580 million dollars
- Massachusetts Unclaimed Money program is over $2.4 billion dollars
- Michigan Unclaimed Money program is over $300 million dollars
- Minnesota Unclaimed Money program is over $310 million dollars
- Mississippi Unclaimed Money program is over $38 million dollars
- Missouri Unclaimed Money program is over $760 million dollars
- Montana Unclaimed Money program is over $30 million dollars
- Nebraska Unclaimed Money program is millions of dollars
- Nevada Unclaimed Money program is over $200 million dollars
- New Hampshire Unclaimed Money program is over $31 million dollars
- New Jersey Unclaimed Money Program is in the millions of dollars
- New Mexico Unclaimed Money Program is over $100 million dollars
- New York Unclaimed Money Program is over $8 billion dollars
- North Carolina Unclaimed Money program is over $700 million dollars
- North Dakato Unclaimed Money prgram is over $23 million dollars
- Ohio Unclaimed Money program is over $1 billion dollars
- Oklahoma Unclaimed Money program is over $500 million dollars
- Oregon Unclaimed Money program is over $250 million dollars
- Pennsylvania Unclaimed Money program is over $623 million dollars
- Rhode Island Unclaimed Money program is $124 million dollars
- South Carolina Unclaimed Money program is over $200 million dollars
- South Dakota Unclaimed Money program is over $20 million dollars
- Tennessee Unclaimed Money program is millions dollars and grows daily
- Texas Unclaimed Money program is over $2.6 billion dollars
- Utah Uncalimed Money program is over $100 million dollars
- Vermont Unclaimed Money program is over $42 million dollars
- Virginia Unclaimed Money program is over $100 million dollars
- Washington Unclaimed Money program is over $700 million dollars
- West Virginia Unclaimed Money program is over $110 million dollars
- Wisconsin Unclaimed Money program is over $440 million dollars
- Wyoming Unclaimed Money program is over $27 million dollars
Each year, due to death, moving, inadvertence of forgetfulness, millions of American citizens and organizations lose track of monies or intangible property throughout the United States and it's territories. Not only do Americans lose track of their money, but also Canadians, who also have unclaimed property offices in each of the providences.
Below is a list of common sources of unclaimed abandoned property or unclaimed money that gets turned over to the office of unclaimed funds at the state unclaimed property offices:
- Dormant savings and checking accounts and certificates of deposit unclaimed accounts
- Death Benefits
- Unclaimed funds such as un-cashed checks, money orders, cashier checks, travelers checks
- Safe Deposit Box contents (gold, silver, coins, stocks)
- Un-cashed payroll checks
- Unclaimed gas and oil royalty payments
- Un-cashed stock and mutual fund dividends
- Stock certificates
- Mineral royalty payments
- Rent and utility deposits
- Customer deposits, overpayments, credit balances, and refunds
- Court deposits
- Insurance payments
- Probate court judgments
- HUD/FHA Refunds
- Unclaimed royalty payments to actors, musicians, and artists
- IRS Refund checks
- Un-cashed death benefit checks and life insurance proceeds
- Class action lawsuit settlements
- Railroad retirement funds
- US Postal Savings Bonds and Certificates
- Stocks and bonds
- Unclaimed Indian Moneys and Tribal Trust Funds
By law, holders (banks, landlords, utility companies, etc) of the above assets must turn this unclaimed property or unclaimed money over to the office of unclaimed monies or unclaimed property, at the state government for safe keeping if the owners of this lost money or lost property can't be located and the money has been sitting dormant for a certain period of time (usually 1-7 years). The states unclaimed property office where the claimant last lived, takes hold of the unclaimed money or unclaimed assets and tries to find the rightful owners through various sources, such as publishing names in newspapers, radion ads, etc. But the states don't make a very big effort in trying to locating the rightful owners, because this money is earning interest for the state's coffers. This unclaimed money sits in the states unclaimed property office until the rightful owner or their heir makes claim to it.
Here are some actual stories that were published in newspapers of people who didn't realized they had unclaimed money sitting in the state unclaimed property office until a search of the state's unclaimed money database was conducted by a money finder.
"A man in Seattle, Washington found out he had over $9000 in unclaimed money in the states unclaimed property office. The money was from a closed bank account of escrow money from a real estate transaction from several years earlier. He had no idea this money was there."
"In Charleston, West Virginia, over $480,000 was returned to a lost heir of a lady who had died several years earlier and didn't have a will or any known heirs. Her money was turned over to the states unclaimed property office to be held until a rightful heir could be located and make claim to it, which finally happened." Rightful heirs of a deceased person are entitled to the unclaimed money being held by the states office of unclaimed funds.
"In St Louis, Missouri, two women each received over $100,000 in unclaimed money from closed bank accounts that they had forgotten about. One woman received over $700,000 of unclaimed stocks." Neither one of the women realized they had this unclaimed assets sitting idle in the states unclaimed property office until a money finder conducted a search for them and found this missing money and was rewarded.
Keep in mind that this unclaimed money sitting in states unclaimed property offices belonged to the claimants as either the rightful owners or the rightful heirs of the unclaimed fund. You wouldn't think that people would lose track of over a half-million dollars of unclaimed funds, but it happens all of the time.
Just think of how much money you would have earned at a 10% finders fee if you would have been the one who found this unclaimed money for these people. Keep in mind that the majority of these unclaimed money accounts have much smaller amounts waiting to be claimed.
QUESTION: How can I find unclaimed money?
ANSWER: By becoming an unclaimed money finder.
Being an Unclaimed Money Finder is not a get rich quick scheme. This is a business like any other business where you will have to do some work (not real hard though)to earn your money. You will have to invest time, money, and an effort to make money to make it work, but believe me, it can be done and you can earn a great income doing this business and doing it only part time. My e-book "How to Start and Operate Your Own Profitable Unclaimed Money Locator Business", will show you how to set up this business, and operate it successfully to make money at home, and you won't have to invest a lot of money to do it.
You can do this business from the comfort of your own home and you can do it part time or you can jump right in and start doing it full time. You don't need any special training or qualifications to find missing money. All you need is a computer with internet access, a telephone to contact potential clients, and learn your states unclaimed property laws (I have included these state laws in a seperate e-book that is included free with your purchase).
My book "How to Start and Operate Your Own Profitable Unclaimed Money Locator Business" shows you step by step on starting a lucrative business on how to find unclaimed money as an Unclaimed Money Locator. This book shows you how to earn a great income by contacting the people who don't know they have unclaimed funds sitting in the states unclaimed property office, or the various federal agencies and the other various non-government agencies who may be holding onto money unclaimed by it's owners. People will be more than happy to pay a finders fee on unclaimed abandoned property they don't even know they have waiting for them to claim. All you have to do is show them how to find unclaimed funds, make a claim and collect your finder fees. My book shows you this simple process of finding unclaimed money and reuniting the unclaimed fund with the rightful owner.
You will find other books out their claiming to be the perfect Unclaimed Money Locator book for abandoned money, but I am here to tell you they don't hold up to this e-book. I read them and was very disappointed in the outcome. None of these books told you how to set this up as a business and how to operate it successfully. My book does.
Here is what you will learn from my e- book "How to Start and Operate Your Own Profitable Unclaimed Money Locator Business".
michigan unclaimed assets
Enter the database search page for your free trial search.
Fact. There is now an estimated $35-$40 billion dollars worth of unclaimed funds
in state accounts, wills and estates, insurance settlements, stocks, dividends etc -
All this money is waiting to be claimed by the rightful owners or inheritors.
Last year alone, over $2 billion was distributed by US states.
you to make UNLIMITED online money searches for any name.
that may be claimable by you and your family.
Why is so much money unclaimed?
Many millions of dollars become 'lost' each year, and go unclaimed when banks, companies and government departments lose track of the true owner of the money they hold.
The period of time that must pass before an asset is considered legally abandoned - the dormancy period - is set by law. It varies with the type of property involved, but often runs up to five years.
The office of the State Comptroller is then in control of this money.
If no claim ever arises, the money will eventually go to the state budget or the federal government.
Often a check in the mail is mistakenly dismissed as junk mail, or simply misplaced. Uncashed checks are one of the most common types of unclaimed money in the database.
• Dormant bank checking or savings accounts.
• Forgotten savings bonds.
• Tax refund checks.
• Old travelers checks and money orders.
• Unclaimed security deposits and utility deposits.
• Death inheritance / wills.
• Life insurance proceeds.
• Safe deposit box contents.
• Stock dividends and certificates.
It is recommended that everyone should check the depositories in the state that they live in every few years.
After a relative or family member dies, a full search of the United States should be done to locate any unclaimed cash or assets that can be claimed by heirs or family members. It is estimated that a fifth of inheritance entitlements go unclaimed.
Unclaimed money information is now also available for public use - State of Washington , Georgia , South Carolina , Indiana, Missouri , Alabama , Kentucky . Oklahoma , Massachusetts, New Jersey , Colorado , Wisconsin , Maryland , Virginia , Carolina, Arizona, New Mexico, and Oregon.
As a company can have its head office in any state, you really need a unified database of all US states, plus records of cash still in internal company dormancy periods.
State residents will most likely miss out on monies that they could have claimed. Plus it would take you approximately 50 hours to search all the government departments one by one.
Although this sounds like a lot of money, the average owed to individuals is generally under $500, although there are many finds of thousands of dollars. At a time when many people are struggling financially, it makes sense to claim everything you are entitled to.
Previously this involved a lot of hard work, writing to every possible state source, but now several internet sites with unified databases make it as simple as searching for your own name. (Remember to also search for alternative spellings of your name or maiden names.)
A Rhode Island story showing thousands are owed life insurance. 104 year old Harriet Landesberg recently found out she was the beneficiary of an old life insurance policy that was never paid out. A nice $5000 that will come in handy. The small state has $20 million of unclaimed life insurance on its books.
A WRIS report highlights over $1 Billion in assets that is waiting to be claimed in the state of Virginia. One interesting remark reveals that many people are sceptics. They just don't believe that the government would give people money back instead of trying to take it.
Unredeemed Savings bonds - ABC reveals how over $16 billion is unclaimed in old savings bonds, with the average amount around $1000. The US government used to heavily promote savings bonds to the public with patriotic ads during the sixties and seventies. They often have long maturity dates of 20-30 years, which makes them easy to forget or lose track of. And many holders passed away before the bonds could be cashed in.
So it is well worth searching for the name of elderly relatives. Even a $50 savings bond could be worth over $500 today. The largest unredeemed bonds stand at several million dollars !!
This story from Forbes highlights the number of old life insurancy policies that have not been claimed, averaging out at $2000 per person. The report mentions that it is the state where the policy was bought that will hold the records, not where a policy holder lives or dies. This is why it is important to use a unified service to track down lost money, that compiles records all across the US.
Almost a billion dollars in unclaimed tax refunds is about to expire. Time is running out to claimed tax refunds from 2009. After April 15, any remaining refunds due will become property of the US treasury.
This report from Chicago shows just how easy it is for property to get turned over to the state. Ed White from Illinois returned from vacation to discover 3 letters from his bank, which administered some stocks in Kelloggs. The first letter had asked him to verify his address. The last letter contained a quarterly statement which revealed the stocks had disappeared from his account. Inspections revealed that shares worth over $3000 had been handed over to the states unclaimed property division due to 'inactivity'. Mr White had previously felt no need to deal with the bank regarding these stocks, as all dividends were set to automatically reinvest for the long term. He eventually got the cash returned after making a claim, but the news story shows how easily this can happen.
MSN news has a nice article on how to retrieve missing assets. It turns out that many people remember that they have checks that they never cashed, or that is sitting in old mailboxes or safe deposit boxes. But it seems like too much hassle to actually make a point of tracking them down. This may have been true in the past, but with online databases it is now as simple as making a claim to get any funds reunited.
Remember to check these old lottery tickets - this story is a reminder of how much you could lose, with several multi-million powerball wins that could have been claimed .. Unclaimed lottery cash is returned to the overall prize fund, if a winner doesn't come forward within 6 months.
Many local governments have commenced measures to make people more aware of the situation, including newspaper listings and social media campaigns on Facebook and Twitter. However, many citizens remain unaware that lost funds can be claimed, even many years later.
With complete online databases now available, tracking down lost money is now easier than ever. Simply search the databases for your name and missing funds could be on their way to you shortly. Even if you have checked at some point in the past, remember that the databases are constantly being updated.
Financial advisors recommend that you check for your name at least once a year.
We genuinely help you search for and locate any money that you are entitled to.
However, you are responsible for directly claiming the money or property from any financial institutions or funds.
If your name is listed, you will have to contact the institution listed as holding the money.
Proof of Previous Addresses
Identification such as Drivers Licenses or Passports.
Except in the case of a court order, a customer's information will never be released to any third party without the customer's explicit permission.
CashUnclaimed servers do not handle sensitive financial information such as credit card numbers.
All financial transaction details are handled on the secure servers of PayPal.com
Check if you have cash unclaimed with this easy free trial search.
Money Search Info -
The searchable online missing cash database contains information on millions of dollars worth of property and assets, some of which may be legally claimed by you or your family.
The unclaimed money records will include the name, phone numbers and locations of the financial institution(s) holding the money as well as instructions you will need to claim the found money!
Update - Now includes missing tax rebates.
It may take up to 4 weeks to process the claim. If you don't get cash that
is reported as belonging to you, then any processing fees will be fully refunded!
Note - If you have a relatively common name, then several people may be listed in the databases.
Simply complete the form to narrow the search, and reveal specific details under state and cities.
Unclaimedassets.com - Unclaimed Money Search - Find missing money, unclaimed property, abandoned funds and lost assets held by states and government agencies.
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Free unclaimed money search - Find missing money, unclaimed property, abandoned funds and lost assets held by the government, life insurance companies and banks
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Description: The Financial Times reports there is a “sea of unclaimed assets sloshing around the financial system,” very conservatively estimated to be worth £77 billion!
Description: To discover if you have any lost assets held by the companies associated with Experian simply set-up an online account with the Unclaimed Assets Register.
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Description: Search update alert Whenever the Unclaimed Assets Register is updated with new information from a financial institution, Experian will rerun your client’s search .
Description: Find and claim missing money, lost assets, abandoned funds. Trace a lost inheritance of a deceased family member. Government unclaimed funds search.